Owe Money

Seeing that CNY is coming (in fact it's CNY now), I decided to try to clear all my debts, and collect back all the money people owe me.

So I called Clarence to collect back some Jap yen he owes me, but he didn't pick up. He smsed me to ask me what's up.

Me:
"Haha..nevermind, wanted to ask if you have ibnaking to transfer the money, cause better not owe over the new year, but Nevermind la"

Chio:
"Ahhhh its ok maybe i return with kh when we meet up? Legend says owe money cannot owe guo nian (only applicable to RMB, NTD, SGD, Rm, as well as currencies of countries that have a population comprising >60% of ethnic chinese) so not applicable to yen dont worryyy!"

Happy CNY and Happy Valentines' Day!